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	<title>Comments on: Heartland Filing Contradicts Its Own Statements About Abandoning Retail Customers</title>
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		<title>By: Tom Anderson</title>
		<link>http://storefrontbacktalk.com/securityfraud/heartland-filing-contradicts-its-own-statements-about-abandoning-retail-customers/comment-page-1/#comment-64186</link>
		<dc:creator>Tom Anderson</dc:creator>
		<pubDate>Sun, 22 Nov 2009 20:04:58 +0000</pubDate>
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		<description>Bob Carr has developed a personality cult among his employess. However, he is finding that outsiders do not buy into his claims. And yes, I agree with above, all Carr does is play the blame game. I also am learning that Heartland has other internal problems as well. Their employee email system is as porous as a fish net. Their sales force is demoralized and underpaid and their service center is extremely disorganized. I also understand that that Heartland field techs are disatisfied and severly underpaid.</description>
		<content:encoded><![CDATA[<p>Bob Carr has developed a personality cult among his employess. However, he is finding that outsiders do not buy into his claims. And yes, I agree with above, all Carr does is play the blame game. I also am learning that Heartland has other internal problems as well. Their employee email system is as porous as a fish net. Their sales force is demoralized and underpaid and their service center is extremely disorganized. I also understand that that Heartland field techs are disatisfied and severly underpaid.</p>
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		<title>By: Brian</title>
		<link>http://storefrontbacktalk.com/securityfraud/heartland-filing-contradicts-its-own-statements-about-abandoning-retail-customers/comment-page-1/#comment-64131</link>
		<dc:creator>Brian</dc:creator>
		<pubDate>Thu, 05 Nov 2009 18:07:27 +0000</pubDate>
		<guid isPermaLink="false">http://www.storefrontbacktalk.com/?p=4156#comment-64131</guid>
		<description>I agree with Alex.  Heartland has some real risk management issues, which have led to some really poor decisions.  Not only did they improperly address PCI compliance by using a checklist approach, rather than a risk-based approach (Note to Heartland: Compliance is not security!);  They&#039;ve completely ignored the fact that they have a heavy reliance on a key supplier and they could find themselves out on the street if they alienate them, especially when that supplier is also a competitor.</description>
		<content:encoded><![CDATA[<p>I agree with Alex.  Heartland has some real risk management issues, which have led to some really poor decisions.  Not only did they improperly address PCI compliance by using a checklist approach, rather than a risk-based approach (Note to Heartland: Compliance is not security!);  They&#8217;ve completely ignored the fact that they have a heavy reliance on a key supplier and they could find themselves out on the street if they alienate them, especially when that supplier is also a competitor.</p>
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		<title>By: Alex</title>
		<link>http://storefrontbacktalk.com/securityfraud/heartland-filing-contradicts-its-own-statements-about-abandoning-retail-customers/comment-page-1/#comment-64121</link>
		<dc:creator>Alex</dc:creator>
		<pubDate>Thu, 05 Nov 2009 04:13:15 +0000</pubDate>
		<guid isPermaLink="false">http://www.storefrontbacktalk.com/?p=4156#comment-64121</guid>
		<description>The first reaction that you have is that &#039;when it rains it pours&#039; for Heartland and that they seem to be having a lot of bad luck, but then you think about it a bit more and you have to wonder about decision making...  

It seems like the problems that they are having lately are largely self-inflicted through poor or poorly thought-out decisions.  

I also don&#039;t think it helps things when Bob decides that he&#039;s going to be the one that comes out to discuss the problems, because he seems very focused on blaming anyone and anything for Heartland&#039;s mistakes.</description>
		<content:encoded><![CDATA[<p>The first reaction that you have is that &#8216;when it rains it pours&#8217; for Heartland and that they seem to be having a lot of bad luck, but then you think about it a bit more and you have to wonder about decision making&#8230;  </p>
<p>It seems like the problems that they are having lately are largely self-inflicted through poor or poorly thought-out decisions.  </p>
<p>I also don&#8217;t think it helps things when Bob decides that he&#8217;s going to be the one that comes out to discuss the problems, because he seems very focused on blaming anyone and anything for Heartland&#8217;s mistakes.</p>
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