advertisement
advertisement


Trust Your Fellow Man, But Not A Tired Store Associate

Written by Walter Conway
July 1st, 2010
Visa advice for dealing with the latest skimming attacks puts much emphasis on employee vigilance. But PCI Columnist Walt Conway is not so sure that he would depend solely on store managers and POS staff to monitor POS devices for signs of tampering.

"It seems to me, however, that these are also very busy people. Therefore, I prefer to rely on automated authentication and monitoring to detect rogue or suspect devices," he penned.

This Story Is Only Available For Premium Subscribers. Click Or Login In Below To Read The Rest Of This Story.


advertisement

One Comment | Read Trust Your Fellow Man, But Not A Tired Store Associate

  1. Dirk Says:

    This is good article. It shows the problems of POS security in everyday life. I believe that there is no way to get ultimate security in the use of POS-Terminals as long as things that were described in the article can happen. Tighter restrictions and more technology in the use of the POS can help to a certain amount, but businesses always will ask for flexibility and mobility of their POS devices. Just think of the all the mobile POS devices connected via WIFI older mobile networks with their servers. Those devices make it easy and comfortable for people sitting outdoors in a restaurant to pay the bill. It even will make them feel more secure than giving the waiter the card, not knowing what he is doing with it backdoors. But all the actions that were suggested to make things more secure would not work on those devices. They get disconnected (loss of communication), get dirty (different weight), etc.

    We need to make security the responsibility of the customer and his own devices. There are good examples like sending a TAN to his mobile device and he would have to key that in to approve the payment. Security can’t rely simply on the POS-Terminal. We need a second piece of hardware and a second channel of communication in the customers’ sphere to make transactions more secure. The principles of possession (Hardware) and knowledge (PIN, TAN) in the hands of the customer will do a lot more in terms of transaction security than just looking at the merchants and their terminals.

Leave a Reply

Readers, specifically those who want to comment on a story:
Our Comment SPAM system is getting very aggressive these days and has been blocking legitimate comments. If you post a comment and don't see it appear within 2 hours or so, can you please send a heads-up to customer-service@storefrontbacktalk.com? Ideally, please include the time you posted the comment. That will allow us to try and hunt for it. Thanks! P.S. We're working on fixing the system, but we don't want to lose any valuable comments in the meantime.

Weekly, Monthly Newsletters

Quickly catch-up on the latest in E-Commerce and Retail Tech with our free weekly report, with urgent bulletins as news merits—along with our monthlies on Mobile, Security, In-Store, E-Commerce and CRM.
advertisement

Most Recent Comments

"Careless" Systems Integrators Now Directly Under PCI DSS

This exact issue has been bothering me for years, and I was JUST talking about it with someone only yesterday. This may well be my favorite article, mostly because I'm biased and have hated this particular problem forever. Read more...
Good article, but how does this have anything to do with the DSS? Read more...
Actually, the QIR program has a lot to do with the DSS (or PCI). Since merchants rely on their reseller or integrator to implement their PA-DSS validated application, these resellers and system integrators play a critical role in merchants achieving and maintaining PCI compliance. As far as I can tell, the QIR program is designed to help merchants stay compliant by making sure their payment applications are installed according to the PA-DSS Implementation Guide, for example ensuring default passwords are changed (and protected), that the data encryption keys are properly set and secured, that the merchant's data retention policy is set, that no sensitive cardholder data are stored, and often that a firewall is in place and properly configured. Read more...
Although this is a great move forward in pushing the issue of highly trained people, it is also a good marketing ploy for the council. It begs the question: How much do they stand to make? The problem for this is that for people (like myself) that are just starting out their own business venture, PCI has typically charged a premium for their training and certifications. This change will likely force those of us with less capital to spin into the abyss. I have more than 15 years in the security and compliance fields with heavy hitter certs like CISSP, CRISC, and Sec+. There should not be a guide but a free test or a pre-requisite of either the PCI cert OR other heavy hitter certs. I just don't want the good guys in small places to get flushed out. Read more...

StorefrontBacktalk
Our apologies. Due to legal and security copyright issues, we can't facilitate the printing of Premium Content. If you absolutely need a hard copy, please contact customer service.